Unused Gift Cards Can Be Used For Your Mortgage - Spokane, North Idaho News & Weather KHQ.com

Unused Gift Cards Can Be Used For Your Mortgage

KHQ Consumer Alert- Consumers with gift cards to spare will soon be able to use them to pay their utility, car and mortgage bills.

Plastic Jungle, a website where consumers can buy and sell gift cards, announced today it had partnered with ChargeSmart, an online bill payment service.

Consumers with unwanted gift cards can sell them on Plastic Jungle, where they can get back up to 92 percent of the card's value. The more popular, the better. Gift cards for less in demand retailers and restaurants don't earn as much money. Plastic Jungle, one of several online gift card marketplaces, then sells the gift cards to shoppers for up to 35 percent off.

That amount can be turned into cash or, through the new partnership with ChargeSmart, can be turned into credit and applied to a utility, car or mortgage bill. San Francisco's ChargeSmart is a site where consumers can pay their bills with their credit cards.

An estimated $30 billion in gift cards aren't redeemed, Plastic Jungle said. The service will be available in the next few months. You can sign up here to be alerted of the launch.

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