Downturn Spurs Rise In 401(k) Loans By Minorities - Spokane, North Idaho News & Weather KHQ.com

Downturn Spurs Rise In 401(k) Loans By Minorities

USATODAY.COM - While millions of workers used money from their retirement savings to pay expenses during the Great Recession, African Americans and Hispanics dipped into their 401(k) plans at a much higher rate.

The rise in 401(k) withdrawals, loans and cash-outs among African Americans and Hispanics represents a major setback for their long-term retirement security, says Mellody Hobson, president of Ariel Investments, co-sponsor of a survey on the recession's impact on retirement plans. click here to read more

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