On The Money: Spokane Fire Service Agreement Lowers Homeowners I - Spokane, North Idaho News & Weather KHQ.com

On The Money: Spokane Fire Service Agreement Lowers Homeowners Insurance

A new agreement between Spokane Fire and rural Fire District 3 is expected to save homeowners in the Eagle Ridge subdivision a whole lot of cash. A new agreement between Spokane Fire and rural Fire District 3 is expected to save homeowners in the Eagle Ridge subdivision a whole lot of cash.
SPOKANE COUNTY, Wash. -

A new agreement between Spokane Fire and rural Fire District 3 is expected to save homeowners in one south Spokane subdivision a whole lot of cash.

The Eagle Ridge subdivision off Highway 195 is one of – if not the – only area in Spokane that is more than five road miles from a fire station. That means insurance rates for fire coverage are forced up.

"One of the companies we were looking at for insurance when we moved here, they actually refused to cover our homeowners insurance because of the distance of the fire station," resident John Welborn told KHQ's Kelsey Watts.

"We do realize, especially when they cut [the station] on the hill, that the nearest one is downtown, so that's a long way to go if you're in trouble," added resident Bill Mulholland.

But Monday morning, Fire Chief Bobby Williams announced an agreement that may solve that problem. As part of Mayor David Condon's 2014 budget, the city will work with Fire District 3 to cover Eagle Ridge. Chief Williams said, depending on your homeowner's insurance policy, the move could save families between $300 and $1,000 a year.

However, response times are not expected to change. Chief Williams said because Fire District 3 is volunteer, it's unlikely they could arrive at a house fire before city crews.

Still, neighbors like Welborn and Mulholland say:

"Anything to lower the rates would be great."

If the city council approves the move at next week's meeting, Chief Williams said the partnership could be in effect in the next 30-45 days.

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