How do I pay for it?Posted: Updated:
Paying for In-Home Care:
There are several ways to pay for in-home care services.
- Out of your own pocket
- Through Medicare, Medicaid, or some other public programs
- Through insurance, such as Medigap, long-term care, or other commercial policies
Outside help paying for in-home care services is limited and usually covers only short-term home health care needs. To be eligible for Medicare or Medicaid payment, an agency must meet certain federal standards and provide skilled nursing services. That means these programs do not pay for personal care or homemaker services alone. To be eligible for coverage under the programs you must be homebound and under a doctor's care.
Local Payment Information:
If you are thinking about home health care, Pat Spinger, from Havenwood says consider the following costs:
- $20.00 - $27.00 per hour for Home health or nurse supervised care.
- Most all care is private pay.
- If clients have no assests and have a monthly income of $1,000 or less they may be eligible for medicaid.
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