new survey by Charles Schwab says 59 percent of U.S. adult's live paycheck to paycheck. 

According to KOMO, half say they have credit card debt and have a hard time making payments.  

The Schwab survey says part of the problem is people don’t always spend money wisely. The average person spends $483 per month on non-essential items.

Most Americans say that a person needs at least $2 million to be rich.